ACE Health Coach Certification Practice Test

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Get ready for the ACE Health Coach Certification. Study with flashcards and multiple choice questions, each featuring hints and explanations. Ace your exam!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Which type of insurance would protect a health coach from claims of setting an inappropriate target heart rate for a client?

Product liability
Professional liability
General liability
Individual medical insurance

The correct answer is: Professional liability

Professional liability insurance is essential for health coaches because it specifically covers claims arising from negligence, errors, or omissions in the course of professional services. When a health coach provides guidance on setting target heart rates, they assume a level of responsibility regarding the safety and well-being of their clients. If a client feels that their health coach gave them inappropriate target heart rate advice that led to injury or health issues, they might file a claim for professional misconduct. This type of insurance protects the coach against claims related to professional advice, including those that pertain to exercise guidelines, fitness recommendations, and other coaching services. It can help cover legal costs and any settlements that may arise from such claims, thus providing peace of mind as coaches carry out their responsibilities.